1.4.1 fixes several bugs related to Multiple Point Types, the buyCred add-on, and BuddyPress. It is highly recommended to all 1.4 users!
Remember to always back up your database before updating just in case!
Thank You, everyone, who took the time to report these issues!
I’ll have to wait until I upgrade my VPS. It’s running out of hard drive space. I’m also purchasing a second VPS.